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Finance Essays

Essay on Investing Strategy

Investment Plan Objectives The primary purpose of this investing strategy is to assist the client, a 32-year-old grocery shop manager, in realizing his dream of retiring comfortably at age 60. The customer wants to have four decades of funded income and retire on 80% of his pre-retirement salary. He also wants to be able to ... Read More
Pages: 7       Words: 1692

Relationship Between Banking and Accounting

The article Blockchain Applications in Accounting and Finance written by Kemyani et al. begins by explaining the concept of blockchain applications in accounting and finance. Kemyani et al. investigate the state of affairs in this field and the factors causing these applications to obtain new heights. Blockchain technology can revolutionize the financial sector by enhancing ... Read More
Pages: 4       Words: 904
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Gold as an Alternative Investment

Introduction Assets or monetary securities classified as alternative investments do not fit into the usual trading classifications of stocks, bonds, and cash. Private sector or venture capital, hedge funds, regulated futures, art and collectibles, and resources like gold and other precious metals are a few illustrations of alternative investments. Due mainly to the international economic ... Read More
Pages: 7       Words: 1836

Financial Regulatory Compliance Obligations

Introduction Financial regulatory compliance is essential for FinTech companies operating in Hong Kong. FinTech companies are subject to a range of requirements that they must adhere to by protecting customers’ interests, safeguarding the financial system’s stability, and ensuring compliance with applicable laws and regulations. These include having a valid business license, registration with the Securities ... Read More
Pages: 6       Words: 1647

American Express

American Express is a financial services and travel-related services company based in the United States. It is one of the 30 components of the Dow Jones Industrial Average and is one of the Big Four American banking and finance companies, along with Mastercard, Visa, and Discover. American Express has a presence in over 160 countries. ... Read More
Pages: 5       Words: 1302

Is Digital Transformation the Future of Currencies?

Change management involves the transition of an organization’s ways of production, goals, and technologies. There are three main types of change management; developmental, transitional, and transformational change. Change management impacts the process, systems, and employees in the organization; hence it is vital to consider an effective strategy that will suit the change management (Vlados et ... Read More
Pages: 4       Words: 1037

Public Budgeting Analysis

Introduction Formulating a budget is s process that considers many things; the budget mainly focuses on the end goal. For example, a budget can aim at expanding the business within a given time frame. Designing a budget for a business expansion will be different from a budget meant to cut costs. This paper is meant ... Read More
Pages: 9       Words: 2432

Impacts of Cryptocurrencies on Economic, Social, and Political Institutions

New financial technologies are driving disruptive innovations in Finance. They have reshaped the structures, provisions, and capturing of customer demands in the financial services industry. The changes brought about by new financial technologies can be attributed to tools such as cryptocurrencies. The implications of new technologies are being experienced worldwide across all economies. However, the ... Read More
Pages: 14       Words: 3667

How Does Political Risk in Russia Affect the Operations of Foreign Investors From China, Germany, and the United States?

Russian political risk denotes the risk that happens due to the possible actions of the government and other political powers in and throughout the country. Such risk indicates insecurity regarding possible shifts in government rules and the effect of such regulations on the impending economic situation (Erkekoglu and Kilicarslan, 2016, p. 1). The political risk ... Read More
Pages: 3       Words: 733

Government Funding Impact on Nonprofits Organizations Administrative Efficiency

The increasing dependence of local, state, and federal governments on service contracting has transformed the nature of governance and caused the progressive state to hollow out. The nonprofit sector landscape has also changed since nonprofit organizations have increasingly been tasked with conducting functions traditionally known for the public sector (Frumkin & Kim,2002). The government, over the ... Read More
Pages: 13       Words: 3412

Cybercrime in the Indian Banking System

Introduction The banking sector has experienced tremendous growth as it has undergone substantial changes thanks to rising technology. One of the largest winners of the IT revolution is banks, which have mainly embraced IT technologies to provide financial services to their clients. Acharya & Joshi (2020) assert that a peek at how deeply ingrained technology ... Read More
Pages: 19       Words: 5095

The Next Evolution of Money

Crypto Currency is a digital currency that has existed since 2009; the system has secured transactions and uses cryptography to secure all transactions made by the user. The currency does not have any regulating authorized personnel. Instead, it uses a decentralized digital system which records and secures all transactions. Some people use Crypto as stocks. ... Read More
Pages: 8       Words: 2101

The Effects of Changes in Credit Ratings on Equity Returns (Stock Price)

Introduction The role of credit rating agencies (CRAs) in assessments of credit risk has grown as capital has flowed away from conventional bank credit and into the financial markets. The CRAs are now responsible for a wider variety of topics. Today’s CRAs do not just rate conventional long-term debt problems; they also rate a wide ... Read More
Pages: 23       Words: 6240

Rhetorical Question About Digital Currency

Digital currency, under the wider blockchain application, has been known to demystify certain misconceptions about its user and technical capabilities. The definition, history, and uses of blockchain technology are discretional and opaque. The digital currency debate has had various interpretations, and questions asked on its efficiencies and role in major economies. The rhetorical questions in ... Read More
Pages: 3       Words: 653

Key Distinctions Between Governmental Accounting and For-Profit Financial Accounting

Governmental accounting entails all the processes involved in managing, recording, summarizing, and classifying the government’s financial transactions, including expenditures and income. This information is helpful during resource allocation and decision-making by the government. Governmental accounting needs to meet the needs of internal and external users. Internal users include government managers who need information concerning available ... Read More
Pages: 11       Words: 3016
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