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Finance Essays

The Transition From Cash Payments to Electronic Payments

Increasingly, various countries use electronic payment systems to deliver payments by numerous means. These electronic payments have replaced paper payments used for a long time for completing various transactions. Some of the major electronic payments systems developed in various countries include prepaid cards, smart cards, mobile money, and electronic fund transfers. In China, for instance, ... Read More
Pages: 4       Words: 835

The Primary Issues With Non-Financial Reporting

Companies’ environmental and social consequences are now more relevant than ever in light of the triple crisis which includes environmental, social, and governance. According to existing non-financial reporting standards, it is difficult to compare social and environmental performance between enterprises or within organizations over time due to a lack of standardization with limited exceptions. As ... Read More
Pages: 7       Words: 1903
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The Influence of Mobile Payment on Commercial Banks in the UK

Abstract The rapid growth of information technology has played a big role in influencing every sector of life and industries and one of them is the banking sector and financial institutions. It has resulted in the introduction of banking services that are mobile and electronic which has redefined and revolutionized the way in which banks ... Read More
Pages: 22       Words: 5816

The Financial Market

Purpose of financial markets The financial market plays a significant role in enabling the better operations of capitalistic markets through allocation of resources and making liquidity for corporations and business people. The markets allow sellers and buyers to trade their financial affluence by creating securities products that profit investors and make money available for borrowers. ... Read More
Pages: 3       Words: 765

Tentree Clothing Company

Reasons for investing in Tentree Recently, a paradigm shift has seen businesses, organisations, and even companies lean towards sustainability and environmental conservation. From an ecological perspective, the two concepts of “sustainability” and “environmental conservation” are the rubric for identifying whether it is feasible to invest in a company or not. Additionally, the company itself needs ... Read More
Pages: 5       Words: 1233

Responsibility Legal or Otherwise of an Accountant

Abstract Today’s businesses are more competitive than ever before, and they must constantly adapt to changing market conditions and altering business environments. If the responsibility or subunits departments where an individual accountants is held personally responsible for their operations are unable to work together effectivel can result in failure to achieve organizations financial goals and ... Read More
Pages: 11       Words: 2760

Risks of Open Banking

Open banking is becoming a new source of innovation that is aimed at shaping out traditional banking. Open banking is the method of banking where third-party financial service providers have access to consumer transactions, banking, and other financial information from non-bank and bank institutions. These third parties access the information through the application programming interfaces ... Read More
Pages: 4       Words: 1087

Master Budgets and Performance Planning

Introduction A budget is one of the most useful planning tools since it helps companies to remain within means, handle emergencies, and to remain profitable at the same time. According to Neely, Bourne & Adams (2003), a realistic cash budget establishes the available cash resources, estimates expenses, and anticipates revenue streams. A detailed budget is ... Read More
Pages: 6       Words: 1444

Investment Strategy Case Study: Mr. John City

OVERVIEW Mr. John City, a 40-year-old IT consultant, intends to save his money after he retires at the age of 65. With his annual salary at $150,000 per year, Mr. John City is confident that it will increase by 2.0%p.a until he retires. Currently, he has $80000 in a small pension scheme. According to his ... Read More
Pages: 14       Words: 3658

Importance of Effective Banking Regulation and Supervision

Banking systems that don’t work well stymie economic development, aggravate poverty, and disrupt economies. In particular, a large body of research shows that well-functioning banks boost economic growth, which reduces poverty. Apart from that more recently there has been evidence of the financial crisis of a disruptive nature (Klomp, J., and De Haan, J. (2015). ... Read More
Pages: 5       Words: 1363

Finance for Managers

Section 1: Financial Performance Introduction A full review of a company’s entire status in categories such as assets, liabilities, equity, costs, revenue, and overall profitability is known as financial performance analysis. It is calculated using a variety of business algorithms that allow users to determine precise data about a company’s prospective effectiveness. Internal and external ... Read More
Pages: 14       Words: 3745

Financial Analysis of Apple Company

Introduction Apple Inc. is an American cosmopolitan corporation that provides premium hypermedia service as well as selling tools for the design and development of consumer goods. The corporation was founded in 1976 and it is headquartered in California. The corporation offers customer gadgets including as the iPhone, iPad, and iPod, as well as MacBook and premium ... Read More
Pages: 6       Words: 1567

Financial Markets, Instruments, and Institutions

Introduction In both established and emerging economies and financial markets, it is widely agreed that housing bubbles are a common phenomenon. According to Muller et al. (2010), the changes in demand and supply, shifts in population trends, growth in households, shifts in purchasing power, irrational and speculative behavior, and changes in purchasing power due to ... Read More
Pages: 8       Words: 2125

Finance for Managers

Introduction The overall context would broadly evaluate the financial performance of a construction management company named Buildrite Construction Pvt Ltd. The company has been further formed by two key executives or professional builders who realized the need to have a reliable construction building company that can consider the investment projects with affordable costs and maximum ... Read More
Pages: 16       Words: 4320

Finance & Blockchain

Blockchain is widely regarded as a game changer and an innovative solution that will have a significant influence on countless facets of our life. According to Cecchetti and Schoenholtz (2018), blockchain will facilitate the execution of hidden functions, referring to the activities that corporations consider to be their “outback” operations. Blockchain is a technology which ... Read More
Pages: 3       Words: 642
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