Finance Essays

Responsibility Legal or Otherwise of an Accountant

Abstract Today’s businesses are more competitive than ever before, and they must constantly adapt to changing market conditions and altering business environments. If the responsibility or subunits departments where an individual accountants is held personally responsible for their operations are unable to work together effectivel can result in failure to achieve organizations financial goals and ... Read More

Pages: 11       Words: 2760

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Risks of Open Banking

Open banking is becoming a new source of innovation that is aimed at shaping out traditional banking. Open banking is the method of banking where third-party financial service providers have access to consumer transactions, banking, and other financial information from non-bank and bank institutions. These third parties access the information through the application programming interfaces ... Read More

Pages: 4       Words: 1087

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Master Budgets and Performance Planning

Introduction A budget is one of the most useful planning tools since it helps companies to remain within means, handle emergencies, and to remain profitable at the same time. According to Neely, Bourne & Adams (2003), a realistic cash budget establishes the available cash resources, estimates expenses, and anticipates revenue streams. A detailed budget is ... Read More

Pages: 6       Words: 1444

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Investment Strategy Case Study: Mr. John City

OVERVIEW Mr. John City, a 40-year-old IT consultant, intends to save his money after he retires at the age of 65. With his annual salary at $150,000 per year, Mr. John City is confident that it will increase by 2.0%p.a until he retires. Currently, he has $80000 in a small pension scheme. According to his ... Read More

Pages: 14       Words: 3658

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Importance of Effective Banking Regulation and Supervision

Banking systems that don’t work well stymie economic development, aggravate poverty, and disrupt economies. In particular, a large body of research shows that well-functioning banks boost economic growth, which reduces poverty. Apart from that more recently there has been evidence of the financial crisis of a disruptive nature (Klomp, J., and De Haan, J. (2015). ... Read More

Pages: 5       Words: 1363

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Finance for Managers

Section 1: Financial Performance Introduction A full review of a company’s entire status in categories such as assets, liabilities, equity, costs, revenue, and overall profitability is known as financial performance analysis. It is calculated using a variety of business algorithms that allow users to determine precise data about a company’s prospective effectiveness. Internal and external ... Read More

Pages: 14       Words: 3745

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Financial Analysis of Apple Company

Introduction Apple Inc. is an American cosmopolitan corporation that provides premium hypermedia service as well as selling tools for the design and development of consumer goods. The corporation was founded in 1976 and it is headquartered in California. The corporation offers customer gadgets including as the iPhone, iPad, and iPod, as well as MacBook and premium ... Read More

Pages: 6       Words: 1567

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Financial Markets, Instruments, and Institutions

Introduction In both established and emerging economies and financial markets, it is widely agreed that housing bubbles are a common phenomenon. According to Muller et al. (2010), the changes in demand and supply, shifts in population trends, growth in households, shifts in purchasing power, irrational and speculative behavior, and changes in purchasing power due to ... Read More

Pages: 8       Words: 2125

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Finance for Managers

Introduction The overall context would broadly evaluate the financial performance of a construction management company named Buildrite Construction Pvt Ltd. The company has been further formed by two key executives or professional builders who realized the need to have a reliable construction building company that can consider the investment projects with affordable costs and maximum ... Read More

Pages: 16       Words: 4320

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Finance & Blockchain

Blockchain is widely regarded as a game changer and an innovative solution that will have a significant influence on countless facets of our life. According to Cecchetti and Schoenholtz (2018), blockchain will facilitate the execution of hidden functions, referring to the activities that corporations consider to be their “outback” operations. Blockchain is a technology which ... Read More

Pages: 3       Words: 642

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Exxon Mobil Corporation Stock (XOM) and P/E Analysis

Exxon Mobil Corporation (XOM) is a leading company in the Energy business. It deals with a wide range of specialty products including the exploration and production of natural gas and crude oil. It also manufactures petroleum and petrochemicals products globally. It is an American multinational corporation, with its headquarters in Texas. The company’s shares are ... Read More

Pages: 5       Words: 1200

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Ethics in Accounting

Consider what you have learned relative to ethics and financial reporting. What is the rationale for the calculations/process used to estimate the $180,000 uncollectible allowance? Effective financial reporting requires accounting professionals to observe ethical behavior in the course of their duties. Management and other key stakeholders rely on financial statements to make decisions, so accurate ... Read More

Pages: 3       Words: 742

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Cryptocurrency to the World

Introduction Cryptocurrency is imminent and the next beautiful thing to the world. Why walk around with money while we can trade in Cryptocurrency? Cryptocurrency has presented an opportunity for dynamic investors/people to reap big from their portfolios. The world is digitized and embracing technology to the last core. Why go hustle trading normally, whereas you ... Read More

Pages: 7       Words: 1657

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Comparison of Audit Fees for Germany and USA

The issue of auditing price has always been a contentious subject in Germany and the USA alike. Audit fees are the common factors that seek to determine the quality and degree of competition in the greater world of auditing. Hence, Germany takes the lowest audit fees compared to the USA. Notably, several factors determine how ... Read More

Pages: 4       Words: 1016

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Comparing S&P Global (SPGI) and Moody’s Corp

Research and analysis are vital aspects for financial institutions and investors. For S&P Global and Moody’s Corp, this is a field they have invested in. The former operates on four segments, each with a different specialization, while the latter has two areas. Despite the differences in the number of segments, their operations are similar, but ... Read More

Pages: 5       Words: 1335

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