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Financial Planning and Financial Gurus

Financial planning is something that all of us are passionate about. We can accumulate wealth throughout our lives, either to spend on things we enjoy in our older years or to leave money to our progeny so they may have a head start on their own lives. Many “personal financial” gurus exist, and we will discuss a few in this essay.

Kevin O’ Leary

This financial guru was born in 1954, to a business-oriented family, whereby his mother’s mercantile family background and his father’s Irish flair. Kevin’s mother taught him the majority of his business sense. Kevin’s primary beliefs formed the foundations on with which one day he would establish his business. Kevin has runs a website page for his blog and a huge following on social media platforms, including twitter and YouTube Channel.

He developed a computer software company that was purchased for almost 4 billion dollars. Since then, Kevin has founded O’Leary Funds, an investment firm, as well as a best-selling financial literacy book series. Kevin argues that you must make sacrifices to achieve your goals and become successful. It would help if you focused on your work. It would help if you had to go into isolation from time to time, as this is how authentic creativity emerges (“6 brilliant lessons I learned from shark tank’s Kevin O’Leary”)

Peter Adeney

Peter Adeney worked as a software engineer before retiring at 30. and is a Canadian-based blogger. He channels most of his ideas and financial literacy lessons on his blog and website page According to the author, most middle-class people can and should spend less money and have fewer tangible goods ( Mr. Money Mustache). He urges that individuals will be able to live with more financial independence and happiness by doing so.

Michelle Singletary

Michelle Singletary is a personal financial columnist. She is an alumnus of the University of Maryland, John Hopkins University. She is a blogger and has authored four personal finance books, including “Spend Well, Live Rich: How to Get What You Want with the Money You Have.” Singletary is a renowned television personality, author and magazine editor, and an educator on matters to deal with financial literacy (Washington Post). Some of Michelle Singletary’s teachings are on saving, living below one’s means, and advising her followers and readers against debts.

Lynnette Khalfani

Lynnette is an entrepreneur and financial consultant. Being a television personality, she shares her financial wisdom on news and lifestyle television segments. Lynnette writes articles, blog posts, and books that help people manage their finances better. In 20003, she founded her education company, LLC (Lynnette Khalfani-Cox). Lynnette has vast and deep knowledge of how to handle personal finances. She runs a website blog page;, where she addresses most of her insights to her followers.

Nicole Lapin

Nicole Lapin is a well-known financial guru. She began her career in business at the age of eighteen, reporting for First Business Network. Nicole became CNN’s youngest anchor ever, and later the same role at CNBC, where she anchored Worldwide Exchange, the network’s only global finance show, while also giving financial reports to MSNBC and Today (Nicole Lapin). She has worked for Bloomberg TV as a business anchor and Entertainment Tonight as a special money correspondent. She also is an author of books about financial literacy.

Nicole hosts CBS’s business reality competition show Hatched and provided regular financial updates to Good Morning America and The Dr. Oz Show. She interacts with most of her followers via her website and personal blog;


As discussed, most financial gurus advocate saving, living within one’s means, and sacrificing to achieve financial independence and make more money. I agree with Kevin O’ Leary that they have to sacrifice their time and deprive themselves of pleasures to achieve greatness by making money. According to the financial gurus, debts are a trap for most people, and it is wise to avoid them. I will debate that debts are not much of a trap if one borrows to invest. However, it is still advisable to borrow an amount you can easily pay back when borrowing.


“6 brilliant lessons I learned from shark tank’s Kevin O’Leary.” Arman Assadi, 20 July 2014, www.arman.XYZ/shark-tank-Kevin-oleary/.

“About.” Kevin O’Leary, 9 Aug. 2018,

Lynnette Khalfani-Cox,

Mr. Money Mustache,

Nicole Lapin, 4 Feb. 2022,

The Washington Post,


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