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Finance Essays

Enhancing Fraud Identity Measures and Security Protocols: A Case Study of Robinhood’s Fintech Platform

1. Introduction Robinhood was founded by Vlad Tenev and Baiju Bhatt in 2013, and it has become a significant player in fintech with its headquarters in Menlo Park, California, United States (Steib, 2021). Its innovative vision of making finance more democratic has touched millions of users across the world through mobile apps and online platforms ... Read More
Pages: 14       Words: 3586

The Role of Annual Reports and Financial Statements for Stakeholders of Vodafone, Listed on the London Stock Exchange

Vodafone, a well-known telecoms powerhouse that is listed on the London Stock Exchange, is aware of how important it is to communicate and maintain transparency in order to establish trust with its diverse group of stakeholders. Crucial tools that enable stakeholders to receive information that is necessary for carrying out due diligence and financial evaluations ... Read More
Pages: 9       Words: 2356
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Reflective Discussion on Methodological and Application Areas in Business Analytics

Introduction The learning in the information system and business analytics program assumes reflection to have taken place at the beginning of the journey, into the previous academic experiences and professional experiences. Thus, reflections not only help to throw light on interests and strengths but also guide a way to chalk out the movement of aspirations ... Read More
Pages: 3       Words: 744

City Group Company

Introduction In the volatile ocean of World Finance, Citibank Inc. remains in full charge as her crew members weave a sophisticated tapestry, which changes continuously based on the scenarios. Emerged in 1998 through the merger of Citicorp and the Travelers Group, Citigroup became more than just a large financial services company, with a global footprint ... Read More
Pages: 13       Words: 3540

An Analysis of the Financing Policies of Tesco PLC: Alignment With Corporate Objectives and Theoretical Perspectives

Introduction  With its establishment in 1919, Tesco Plc has developed to become one of the largest retail companies, operating worldwide with a presence in several other countries and commanding a massive presence in the UK market (Zackariya, 2023). It turns out to be a centrepiece in the retail market, presenting various strategies. The company’s journey ... Read More
Pages: 10       Words: 2506

Vital Role of Finance in Organizational Success

Introduction  A firm’s foundation, which determines the sustainability of operations and decision-making, is its financial department. It ensures that the business’s objectives are attained through the combination of financial reporting, risk control, strategic thinking, and allocation of resources. Organizations can efficiently manage their resources, solve economic suspicions, and benefit from growth prospects due to the ... Read More
Pages: 5       Words: 1179

Strategic Financial Management in Healthcare: The Essential Role of Budget Systems

In the rapidly evolving healthcare landscape, effective budget systems are not just a financial necessity; they are a cornerstone of strategic planning and quality patient care. According to Kelley (2024), healthcare budgeting is very important because it is used for aligning operational plans and financial objectives, prioritizing capital investments, and efficient management of cash flow. ... Read More
Pages: 6       Words: 1650

Analyzing and Mitigating Financial Risks

Executive Summary Any organization faces risks as it undertakes its operations. There are various types of risks that these organizations can face, which include operational risks, management risks and financial risks. Financial risks that a company can face, which are a focus of this report, are risks that affect the financial performance of an organization; ... Read More
Pages: 6       Words: 1466

AI Customer Service and Personal Finance Management

AI evolution in chatbots, virtual assistants, and robo-advisors among the different sectors has led to changes in industries such as customer service, financial advice, and investment management. In the next few decades, critical features and technologies will completely transform the above sectors. Training on advanced NLP and NLU will take place to prime AI chatbots ... Read More
Pages: 3       Words: 722

Risk Analysis Process- Financial Service Sector

COVID-19, geopolitical conflicts, trade disputes, environmental issues, and social movements threaten financial services. These influence financial institutions’ demand, supply, profitability, and competitiveness. Unemployment affects living standards, poverty, consumerism, tax revenues, and social welfare costs. This essay evaluates 21st-century unemployment risks using Norman’s risk analysis paradigm on Citigroup and Blackrock, two prominent financial institutions that recently ... Read More
Pages: 3       Words: 756

Croydon Council Investment Risks

1.0 Introduction 1.1 Organisation and Investment Croydon Council is the administrator of Croydon, one of London’s boroughs. Croydon Council provides various services to the locals, including businesses and visitors. The services include children and adults, environmental, cultural, sports, housing, planning, and benefits (Croydon Council, 2024). Croydon is divided into 28 electoral wards that conduct elections ... Read More
Pages: 11       Words: 2837

Theoretical and Contextual Literature Review

The theoretical and conceptual frameworks expound on the revolution of fintech to the banking sector globally but specifically in the UK, where the research focuses. To understand the dynamics of this revolution, the conceptual and theoretical framework analyzes the impact of technology on the critical infrastructure of the traditional banking system and its transformation to ... Read More
Pages: 5       Words: 1159

Financial Relationship and Business Sustainability

Introduction The Seacrest Lodge, located near a serene bay, has a reputation for its wonderful location and complete facilities like a restaurant, a bar, and an event hall. Once a place to find relaxation and pleasure, the lodge now witnesses hard times of diminishing revenues, reduced occupancy rates and unsatisfied visitors (The Sea Crest n.d). ... Read More
Pages: 10       Words: 2672

Capital Asset Pricing Model (CAPM)

Introduction The assignment within the context of the Capital Asset Pricing Model (CAPM) considers the basic concept of asset valuation, pricing, and financial risk management. The first emphasis is given to the search through whether there is a systematic means supported by the financial news nowadays and real cases taking place. Two aims guide this ... Read More
Pages: 7       Words: 1661

Financial Independence in Young Adults

Financial independence is associated with the transition to adulthood of young people, which has consequences for their psychological health and prospects in general. The capability of financial self-sufficiency confers to youth a greater degree of autonomy, self-efficacy, and the ability to build sustainable security for their future (Xiao et al., 2014). Nevertheless, data suggest that ... Read More
Pages: 3       Words: 789
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